This calculator can be used to help determine your possible eligibility for the Economic Hardship Deferment. If you qualify for the Economic Hardship Deferment based on the criteria below, we encourage you to contact National Education Servicing at (800) 345-4325 to review your potential deferment options. If you do not quality for this deferment based on the criteria below, please contact us to review other possible options or select the option to review other possible deferment or forbearance options on our site.
|Do you work full time?|
|State abbreviation of legal residency?|
|Enter total number of people in household|
|Enter total monthly income (gross, not net)|
If you qualify for an Economic Hardship Deferment under the criteria
for more than one question, please apply for the HRD under Question 4.
Note: This option is available to you only if the start date of the deferment
is June 30, 2009 or earlier. If you have questions or would like to
discuss other options, contact us at (800) 345-4325.
Although you did not qualify based on the initial criteria, please enter your gross income to check again.