THE WINNING COMBINATION ^®
Borrower Benefits

Save hundreds or thousands of dollars on your
Stafford, PLUS or Grad PLUS Loan with National Education's exclusive cost-savings package of benefits.

Lower Your Interest Rate by 2.25%

ALL Federal Stafford, PLUS or Grad PLUS Loans made on or after July 1, 2006 carry a fixed interest rate, set by law.
FFELP	Federal Fixed Loan Rate	National Education's Loan Rate (after rate reductions)
Stafford	6.80%	4.55%
PLUS and Grad PLUS	8.50%	6.25%

How it Works
2% Interest Rate Reduction	Receive a 1% interest rate reduction after making your first 24 scheduled payments on time1 increasing to a 2% interest rate reduction after making your first 48 scheduled payments on time1.
.25% Interest Rate Reduction	Receive a .25% interest rate reduction when you sign up for Auto-Payment to have your monthly payment made through automatic account withdrawal (ACH)2.

¹ An on-time payment is one we receive within 15 days of its due date.
² Auto debit is NOT a requirement to receive other interest rate benefits.

National Education services federal loans on site. We will work together to secure the funds you need for higher education expenses and guide you through repayment, which includes receiving these cost-savings benefits as long as you qualify.

Save even more...

Make interest payments on your student loan while you are in school.

Lower your monthly payment by as much as 40%

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We reserve the right to modify or discontinue benefit programs at any time without notice. Any termination or modification of the program will not affect the terms of loans previously made. Specific terms and conditions may apply, please call us if you have any questions.

THE WINNING COMBINATION ^® Benefits Policy