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Federal Student Loans

Please note that with the passage of the Student Aid and Fiscal Responsibility Act, all new federal student loans and federal student loan consolidation will now be provided to borrowers directly by the U.S. Department of Education effective July 1, 2010.

If you're looking to apply for a Stafford or PLUS loan, please contact the Department of Education at (800) 433-3243 or visit their Student Aid on the Web information center. You may want to contact your school Financial Aid Office for additional guidance.

Stafford Loan

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  • Brief Description:
  • Fixed Interest Rate
  • Available as subsidized and unsubsidized loans
  • No payments required while student is in school at least half time
  • 6 month grace
  • Up to 10 years to repay
  • Who Can Borrow:
  • Undergraduate Students
  • Graduate Students

PLUS Loan (Parent)

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  • Brief Description:
  • Fixed Interest Rate
  • Option to postpone repayment while student is in school at least half time plus 6 months thereafter
  • Up to 10 years to repay
  • Who Can Borrow:
  • Parents of a dependent undergraduate student

Grad PLUS Loan

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  • Brief Description:
  • Fixed Interest Rate
  • No payments required while student is in school at least half time
  • Up to 10 years to repay
  • Who Can Borrow:
  • Graduate Students