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Debt Management
Borrowing Tips
- Borrow only what you'll need. Fight the temptation to always select the maximum loan amount.
- Keep a budget to track your expenses.
- Keep track of how much you owe.
- Make sure you know your rights and responsibilities.
- Maintain a personal file and copies of all student loan documents.
- Keep a written log of all telephone conversations regarding your student loans.
- Write your loan account number on all correspondence.
- Do not hesitate to ask questions regarding your account.
- Open and read all mail you receive from National Education and any other lender/servicer you may have a loan with.
- Always stay in touch with National Education (and other lenders/servicers). Update us with address, telephone, name and any other changes.
Repayment Tips
- Stay current with your payments.
- Make every payment on time. Sign-up for Auto-Payment.
- Keep receipts of all payments made.
- Remember, there is never a penalty for early repayment.
- If you are unable to make a payment contact us ( and other lenders/servicers) immediately.
- You can change your payment options or postpone payments.